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Beware of Making Mistakes That Affect A Personal Injury Claim

Many personal injury claims are straightforward. Still, it’s possible for an individual to unintentionally sabotage their claim by providing incorrect or insufficient information.

For example, simply collecting and providing the expenses accrued due the treatment of an injury in a personal injury claim is not enough. It’s important to make sure you take all the steps necessary to ensure that you get the full amount of compensation you are entitled to receive. It’s important not to underestimate the claim process since doing so could jeopardize your personal injury case.

Personal injury lawyer in Lloydminster knows that there are a few other mistakes that can hurt your personal injury claim and should be avoided if you want your claim to go as smoothly as possible.

Mistake #1: Providing Inaccurate or Incomplete Medical History

It’s standard processes for an insurance company to request authorization from you to obtain your medical history. They are within your rights to do so. That said, you have rights too. You will want to make sure you provide an accurate medical history but it’s not necessary to provide your full medical history. So it’s important to be clear with the dates you allow authorization as well as the extent of the authorization. An experienced lawyer will know what to do to make sure your best interests are taken care of. There are instances where insurance companies go too far and go through every aspect of your medical history, including what is not relevant to your case. Insurance companies may do this as a way to lower the value of your compensation.

Mistake #2: Waiting Too Long to File a Claim

The length of time you may file a claim varies from state to state. In California, the average person will have two years to file a claim. The two-year period is a firm cut off which means that if you’re just one day past that mark, the court will dismiss your case. There is little wiggle room regarding this unless your case meets a well-defined exception. It is possible, for example, that you may not have been aware of the level of harm done to you as a result of an accident until after the statute of limitations begins.

Mistake #3: Not Following Your Medical Care Plan

When you experience an injury in an accident, the first step you should always take is to get medical help. This provides a medical trail that links the injury to the accident. You will be provided with a care plan if you sustained substantial or minor injuries. There’s a reason for this care plan since the goal of it is to help you heal as quickly as possible. It’s crucial that you follow this care plan closely including taking prescribed medication and following up with your doctor as needed. If you do not follow the care plan, this could provide the insurance company with a reason to reject your claim or reduce its payout to you. An insurance company will argue that by not following the medical care plan outlined for you, you will have done something to contribute to your injury. If you’re seen as contributing to your injury, your insurance company will not want to pay out a full settlement.