Advice On Obtaining Your Medical Records
A victim’s medical records could become a key element in a personal injury case. …
Are You Required To Talk To The Other Driver’s Insurance Company?
If law enforcement were investigating a reported accident, you would have the right to remain silent. By the same token, you are not required to speak with the other driver’s insurance company. …
What Happens When You Have An Outstanding Loan Amount On A Totaled Car?
Basically, a totaled car or a total loss vehicle is one that the insurance company does not consider worth the expenses to repair it as it is more expensive to get it repaired than it’s resale worth. It is usually considered totaled when the cost of repairs is over eighty percent of the vehicle’s value.…
How A Jury Plays A Role In Settlements
Usually, the disputing parties reach a settlement in an out-of-court setting. Still both insurance companies and lawyers know that a jury’s obligations could influence the nature of a settlement’s terms. …
Can You Protect Yourself When An Insurance Company Has Hired A Private Investigator?
Most of the insurance companies try to delay or even deny your claim. Oftentimes, they might offer a lowball offer for settlement if you are not represented by a lawyer. Additionally, to verify the validity of your claim, some insurance companies even hire private detectives to verify the details of the claim. They use the private investigations to try and use the information against you later on, because insurance companies are only interested in their profits and lowering your payouts helps them.…
Window of Time For Pursuing A Personal Injury Lawsuit
In order to protect the rights of the defendant, a potential plaintiff has only a limited amount of time for filing a complaint. That is the first step along the path that leads to pursuit of a lawsuit. …
Tips For Settling With Own Insurance Company
The insurance company and the policyholder have 2 different answers to this question: What is the nature of reasonable cooperation. The insurer expects reasonable cooperation from the each of the policyholders. Still, an insurer wants the company’s employees to gather enough facts to allow a processing of a given claim. …
How Long Will It Take To Get Your Personal Injury Settlement?
You can always accept a smaller settlement right away and close your case immediately. You would be making a big mistake if you decided to do so. What if you injured your back in a car accident and have bills and conditions that pop up 2 years later? Then you may be in a hard place when it comes to paying those bills and dealing with a sore back.…
How Do Insurance Companies Investigate Personal Injury Claims?
You will report your personal injury accident either to your or to the defendant’s insurance company immediately after your personal injury accident occurs. It’s just common practice and common sense to do so. The insurance company will create a file and assign an adjuster to your case. He or she is the person who will investigate your case and determine if you’ll get a settlement. More often than not, the insurance adjuster will work for the insurance company. That said, it hasn’t been unheard of for insurance companies to hire independent third parties to investigate claims.…
How Do Adjusters Come Up with Number To Use In Initial Bid?
Although a few adjusters make a habit of presenting a low-ball bid, most of them do the work required, in order to come up with a reasonable offer. …