You have most likely seen it on television; the drama of a trial that has everyone on the edge of their seats waiting for the verdict. In the real world, how do the trials really play out in a case involving insurance companies? How do the insurance companies decide what’s fair?
In almost every case that deals with an insurance company, the best and first move would be to hire a personal injury lawyer to handle all aspects of your case. While it may seem cut-and-dry, it just takes one important detail to turn the entire case around. It is important that you understand the way insurance companies think when they are presented with a case requesting payment for an injury sustained by a covered driver.
Insurance companies do not give out their money to everyone who requests it. You pay the premiums so you expect to be covered. However, that is just the beginning. Your insurance company doesn’t work for you and that’s the way they view it. When a personal injury claim is received, your insurance company will set up a reserve fund. This is the amount of money they feel that your claim should be paid. The amount is determined as soon as the claim has been processed. How much is placed in the reserve? You will never be told this amount, even if you request to know.
Why is this reserve fund number important?
Insurance companies are in business to make money, just like everything else. Your case, and everyone else who has a claim, will be decided by a board and shareholders that hope to make a profit from the company. The main goal of the insurance company is to pay less than what they place in the reserve while they still try to be fair.
When you hire a personal injury lawyer, you hire someone to work for you to get the money you deserve for your injuries and other compensation. Once hired, a personal injury lawyer will work to build your case so he/she can prove to the insurance company that you need to get on with your life looking over a long term and they will also make sure that the reserve fund is not underestimated in order for you to receive the care and support you need now and in the future.
Call A Lawyer
The first thing you want to do after an accident is to contact your doctor or receive medical treatment of some type. Make sure that your doctor and the medical staff writes down everything that you may be feeling. Even if you feel embarrassed or like it may not be worth mentioning, if you feel it, say it. Even the smallest symptom could be related or a result of the accident and if left untreated, it can increase or lead to something else. It is also a great idea to mention these things and have the doctor write them down in order to help your personal injury lawyer in the future.
After you see your doctor, head on over to your personal injury lawyer and let them handle the case from the beginning. Your injury lawyer in Airdrie will be able to build a stronger case when they have access to everything, including the accident fresh in your mind, which can lead to a better payout in the end. Next, everyone that contacts you about your case, including the insurance company, you need to give them your personal injury lawyers contact information. You need to stop trying to convince others of your injury and allow your lawyer to handle it.